
Sherlock Holmes
“erprise Risk Management in Developing Economies: A Case Study of the Zambian Financial Services Sector”Instructions:Write a critical essay analyzing the implementation of Enterprise Risk Management (ERM) in the Zambian financial services sector. Your essay should:Define risk and outline the principles of ERM.Discuss the internal and external risks faced by financial institutions in Zambia.Examine challenges and success factors in embedding risk culture in organizations.Propose recommendations to improve risk governanceinZambia.”